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Columbus First Bank Personal Checking Accounts

Columbus First offers personal checking options to meet all of your everyday banking needs. Whether you’re looking for a simple, no-fee structure or an account that earns interest on your daily balance, we will get you set up with the right solution.

There are never hidden fees with us, and every Columbus First checking account enjoys our full range of features.

  • Low minimum to open your account
  • Free online banking
  • Free ATM/Debit Card access 1

Compare Checking Accounts from Columbus First Bank

Columbus First Bank clients can choose from two great checking options – all with the features you need to manage your finances. With you’re looking for free checking or an interest earning account, we can get you set up in minutes.

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Free Checking Interest Checking
Goal Basic checking account with no monthly maintenance fee Earn interest on checking balances
Initial Opening Deposit Requirement $50 $50
Monthly Maintenance Fees No maintenance fee $10.00 (No monthly maintenance fee if average daily balance is greater than $1,000 or total minimum balance of your personal deposit relationship is >$5,000.)
Minimum Balance Requirement $0 $0
Earn Interest on Your Balance None Earns interest based on tiered rates.
See current rates.
Interest Compound Method None Monthly
Online Banking Free Free
Online Bill Pay Free Free
Number of monthly transactions Unlimited Unlimited
ATM/Debit Card Access Yes Yes
Excessive Transaction Fees N/A N/A
ATM/Debit Card Fees No fees are charged by Columbus First Bank; rebate of other banks’ ATM fees on the first six (6) transactions each statement cycle (using transaction posting date). No fees are charged by Columbus First Bank; rebate of other banks’ ATM fees on the first six (6) transactions each statement cycle (using transaction posting date).
Checkwriting Yes Yes
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1No fees are charged by Columbus First Bank; rebate of other banks’ ATM fees on the first six (6) transactions each statement cycle (using transaction posting date).